Younger model?? She looks like a naked 12 year old... entirely too suggestive for someone so young.. ie. lips opened.. hand and arm positioning...

Not sure what hand and arm positioning you are talking about, but she'll be 20 in a month and she had a tube top on. Interesting how our eyes all work differently. It's a jewelry photo featuring natural makeup so relax a bit.

How the hell does she look like she's twelve, and why would someone reputable use a 12 year old, presumed NAKED, for a client's AD. VOTE for most bone-head comment here! Personally, I like the understatement of make-up, for that fresh look, which exudes confidence, not moral compromise!